What happens to the balance owing on my account at 16 April 2023? The balance on your account at 16 April 2023 is payable in accordance with the Value Plus Credit Card Terms & Conditions. Related articles What do I do if I have a Harris Scarfe Card query? What forms of payment are accepted? I have forgotten the email address I used to create my account? Will I continue to receive my Account Statement? How do I subscribe to your HS Friends newsletters?